At Regal Home Loans, we believe it’s important for you to be informed. That’s why we have provided resources here to help you learn:
• How to determine monthly payments
• How much of each payment goes where
• Terms and definitions associated with mortgage loans, and,
• All the documents required to complete the loan application process

Amortization Calculator

One of the most useful tools is this loan calculator and amortization schedule. View a snapshot of potential monthly payments when you enter different loan amounts, interest rates and mortgage durations. You can also see how much of your total loan will be principal and how much will be interest.
Since this calculator does not take into consideration insurance or taxes, it should only be used as an estimate.

Disclaimer: Figures above are derived from conventional program guidelines and do not constitute all available loans. Though we believe these calculations to be accurate, they are not guaranteed. Obtaining exact qualifications will require further review. Homeowners with less than 20% equity in their homes may be required to make monthly mortgage insurance payments.

Payment Calculator

Use this calculator to see how much of each monthly payment goes toward principle, interest, taxes, and insurance. If you don’t know the exact totals for annual taxes or insurance, try different numbers or contact us by e-mail or phone and we can help you more accurately estimate these amounts.

Disclaimer: Figures above are derived from conventional program guidelines and do not constitute all available loans. Though we believe these calculations to be accurate, they are not guaranteed. Obtaining exact qualifications will require further review. Homeowners with less than 20% equity in their homes may be required to make monthly mortgage insurance payments.

required documents

This is a comprehensive list of the items Regal will need from you in order to process your loan application. These are standard requirements common to any mortgage loan practice.